Looking For a Trustworthy Lender - Advance America Cash Advance

When you're strapped for cash and an emergency situation comes up, what do you do? If you're like most people these days, you may start to panic, and you will probably start understanding why companies offering short-term loans until payday have become so popular. Of course, you may have your doubts about these companies, wondering if they're legitimate or just scams hoping to get your money. This is a time when it's wise to check the reputation of the company you're going to do business with and make sure it's a solid business and not just some fly-by-night operation. When you look for a loan company you can trust, you need to take a look at Advance America Cash Advance.

Obviously this isn't just some seat-of-the-pants hustler organization. The home page tells you that this is a company that has 2,800 branches all over America. It never could have expanded so much if customers weren't happy with their services. They also advertise Worry-Free Advances. What this means is that if you take out a loan with them and then lose your job like so many people are doing these days, you won't be charged fees on your account until you're working again. That's one less worry on your mind and a nice feature to have in these uncertain times.

As you explore the Advance America Cash Advance website, you'll see a lot of evidence that this is a reliable, trustworthy company. The website offers you far more than just a payday advance. For example, you can apply for:

A prepaid Visa card

Money Gram services to transfer money and get money orders

Check-to-card which allows you to put your paycheck on your prepaid Visa card

Tax One income tax preparation for as little as $79

Visa gift cards

Unlike most pay day advance companies that concentrate only on a fast sell, Advance America Cash Advance wants to earn your trust. They offer pages of financial tips from ways to avoid phony debt collectors to managing a budget. You can also use the website to access the FDIC's Money Smart program which teaches you ways to pay your bills when they're due and save money at the same time. For example, one tutorial in this series gives you the basics of sensible borrowing in which you learn about collateral, comparing loans, application techniques, dealing with discrimination, and how to handle a loan rejection. These are important techniques that most consumers aren't well-versed about which can help you make better financial decisions.

One nice extra Advance America Cash Advance makes available to customers is a grant and scholarship program. If you represent a non-profit organization or are a high school senior, you may find some funds available here to help you. Take a look at most pay day advance websites, and you aren't going to find very many (if any) others that offer you what Advance America does. You can still apply easily for a cash advance loan like you can on the other sites, but Advance America offers this and so much more.